Specializing in workers' compensation for employers
based in Minnesota, Wisconsin and South Dakota
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SFM
We specialize in workers' compensation

Created in 1983 to serve employers of all sizes and industries. We are the largest writer of workers' compensation in Minnesota. We bring quality services, cost control and specialized expertise to employers in Minnesota, Wisconsin and South Dakota.

Mission-driven

  • Low overall costs for employers
  • Results-driven services
  • Improvement through innovation
  • A commitment to help employers keep their employees healthy, productive
    and safe from injury

Long-term partnerships
We build strong relationships with employers and their agents--more than 90 percent of our policyholders renew each year

Financially strong
Conservative investments, debt-free, consistent market presence despite swings in the economy and industry


Our mission and vision

To be the workers' compensation partner
of choice for agents, employers and injured
workers
Our values

Specialized
Ethical
Responsive
Vital
Innovative
Compassionate
Effective




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