AGENT AGENDA ONLINE   August-September 2004
	State Fund Mutual Companies publication for insurance agents
	TOP STORIES
	State Fund Mutual to quote low-risk micro accounts in Assigned Risk Plan
	State Fund Mutual plans to solicit small-premium, low-risk policyholders in the Minnesota Assigned Risk Plan. Quotes and a simplified application form are to be mailed in August for October renewals in the ARP. The application form asks for the name of the independent insurance agent with whom the policyholder works.
	Minnesota pure premium + two key factors = 4 percent rise in 2005 loss costs
	MWCIA's outlook for 2005 includes factors making pure premiums more current, more complete
	Minnesota pure premium "rates" for 2005 combined with other key loss factors indicate an increase of 4 percent in Minnesota's ultimate loss costs for 2005, according to statistics from the Minnesota Workers' Compensation Insurers Association.
	SFM's policyholder seminar set in outstate Minnesota locations
	SFM's "Responding to work injuries" seminar will be combined with its "OSHA recordkeeping" seminar and presented this fall in five cities throughout Minnesota.
	Healthcare self-help safety group gets positive response
	SFM's Loss Prevention Department received positive feedback after bringing together 10 policyholder healthcare organizations around Minnesota to discuss safety barriers each is faced with and ways to control workers' compensation costs.
	Medical network begins for Minnesota union contractors
	Minnesota construction firms participating in the Union Construction Workers' Compensation Program can take advantage of an exclusive medical provider network for employees who are injured on the job.
	BRIEFS
	Online reporting hits 57 percent
	SFM hosts national conference
	Benike, Garcia re-elected to SFM board
	WISCONSIN
	Rates decrease 4 percent
	A 4.15 percent overall decrease in Wisconsin worker's compensation rates has been approved by the Wisconsin Commissioner of Insurance.
	BACK TO BASICS
	Self-insured's 90-day notice rule
	SFM has seen some situations where an agent wants to move an employer out of a self-insured group and into a large deductible plan. But if you are not aware of Minnesota's 90-day notice requirement, the move could put the employer at risk of incurring a penalty.
	Feedback about Agent Agenda Online is welcome. Email comments to AgentAgenda@sfmic.com. Visit SFM's agent webpage at www.sfmic.com. Agent Agenda Online is published bimonthly by State Fund Mutual Companies, 3500 American Blvd. West, Suite 700, Bloomington, MN 55431-4434. Inquiries about the publication, call (952) 838-4284 or email AgentAgenda@sfmic.com. To subscribe, send your name, telephone number and email address to AgentAgenda@sfmic.com PRESIDENT Patricia R. Johnson, VICE PRESIDENT INSURANCE OPERATIONS Frances M. Kaitala, EDITOR Mark A. Ladwig, ASSISTANT EDITOR Jennifer Kopp BOARD OF DIRECTORS: Truman L. Jeffers, chair; Eugene R. Merriam, vice chair; James W. Benike, Tamara G. Garcia, Patricia R. Johnson, Robert Mars, L. Mark Michel, F. Clayton Tyler, Matthew P. Winkel
	Copyright © 2004 State Fund Mutual Companies.  All rights reserved.