SFM occasionally gets calls from agents and employers asking to reinstate policies that are past the cancellation date. Some calls are a day or two past the cancellation date. Others are weeks past.

Please be aware that policies cancelled due to non-payment may need to be replaced with a new policy.

Please also be aware that installment options may need to be altered for employers with frequent cancellations.

When SFM provides coverage, it wants ongoing business processes to be as easy as possible for both agent and employer. Agents’ attention to the status of their accounts is appreciated. One place you can see your entire book of SFM business at a glance, including any “Policies in cancellation,” is in your agency’s CompOnline account at www.sfmic.com.

Send your next app to applications@sfmic.com

Instead of emailing applications to your SFM underwriter, email them to "applications@sfmic.com."

That will put your app right into SFM’s streamlined process and automatically direct it to the right people.

The system will generate an automatic email reply to you acknowledging that SFM has received your submission.

Agents should feel free to call SFM’s in-house legal firm--Lynn, Scharfenberg and Associates--for advice on workers’ compensation.

LSA attorneys counsel agents just like they do employers. You may need legal advice to help a client head off a potentially troubling situation. Or you may be looking for a better understanding of work comp law or related employment law.

Resolving work comp disputes early saves time and money. The best practice is to get matters resolved before the injured worker contacts a lawyer and the issue becomes litigated. You--
and any employer served by SFM--can call an LSA attorney at (952) 838-4450 or (800) 937-1181 ext 4450.