Coverage / Services Overview

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Account Types

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Multi-State Coverage

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Application Submissions

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Employment Practices Liability

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Employment Practices Liability

Small business owners are being hit with a sharp increase in charges of violating employment practice laws. Most charges are found to be without merit, but the defense costs can be staggering.

Only SFM lets you offer your small business clients broad EPL coverage as an endorsement to their monoline workers' compensation policies.

Why combine workers' compensation and EPL?

EPL and workers' compensation risks can easily interconnect. Adding EPL to your client's SFM workers' compensation policy coordinates coverages, cost control, claims handling and HR management for better client service. The bottom line is lower overall cost for the employer.

SFM's EPL coverage is:

• An extension of SFM's expertise in employment issues
• Delivered as an endorsement to the workers' compensation policy
• Designed and competitively priced for small businesses
• A product that should be recommended to your clients

Learn more about:

• Rising employment practices charges
• EPL coverage and services
• The quoting process
• Marketing opportunities
• Servicing EPL accounts

See full details in the agent EPL product guide 

EPL Resources Employment Practices Liability agent product guide (PDF) EPL agent webinar video Employment Practices Liability client sell sheet (PDF) Sample article for your agency newsletter (Word) Online risk management resources for employers