Coverage / Services Overview

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Account Types

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Multi-State Coverage

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Application Submissions

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Employment Practices Liability
   Rising Employment Charges
   Coverage and Services
   Quoting Process
   Marketing Opportunities
   Servicing Accounts

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EPL Agent Marketing Opportunities

There are many great opportunities to cross-sell SFM's EPL coverage to your clients.

Current SFM policyholders

Adding EPL to the employer's workers' compensation renewal policy coordinates coverages, costs, claims handling and HR management for better client service.

New business prospects

When introducing a client to the value of SFM's workers' compensation coverage, remember to include EPL in your conversation. EPL complements SFM's expertise in workers' compensation, delivering value to your client across a broader range of human resources issues.

Additional marketing opportunities

• Mid-term endorsement
  Whenever a conversation with your client leads to an interest in looking at an EPL quote, SFM welcomes the opportunity to provide it.
• Growing exposures
  Recent changes in federal law may be an opportunity for conversations with employers who currently lack EPL coverage.
• Throw-in coverage
  If you have clients with BOP plans that include throw-in EPL coverage from other carriers, they're probably underinsured. Low-limit plans with defense within the limits may not comply with state laws. SFM's EPL coverage offers clients broad, affordably priced coverage.

When you ask SFM to quote workers' compensation, ask for an EPL quote too.

For pricing information call your SFM underwriter at (952) 838-4200 or toll-free at (800) 937-1181.

See full details in the agent EPL product guide