Specializing in workers' compensation for employers
based in Minnesota, Wisconsin and South Dakota
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SFM--Easy to do business with

No minimum premium. We welcome business of all premium sizes and industries.
Our underwriting focus is on the quality of the employer's relationship with its employees.
We look for commitment to safety and return-to-work because that's where we invest our resources.

Quick turn-around on submissions. We're prompt and responsive to your needs.

Field underwriting with someone you'll come to know well.

Competitive plans for employers.

Agent incentive plans.

Agent publication gives you an edge in providing valued service to your clients.


Service so good your clients will take the time to tell you they're impressed

  • We specialize in workers' compensation
  • Thorough, aggressive claims management focused on getting workers back to work
  • Effective medical and indemnity cost controls
  • Practical safety advice from experienced loss-control professionals
  • Online services that save employers time
  • Legal and educational resources that help them do their jobs better

It's easy to get started working with SFM

  • In Minnesota, call Mike Happe at (800) 937-1181
  • In Wisconsin, call Nick Marino at (800) 937-1181
  • In South Dakota, call Mark Arrington at (800) 937-1181

Frequently asked questions

To learn more, see "About SFM" tab above

 



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