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Understanding workers' comp

Learn best practices for reporting claims, managing work injuries, planning return to work, preventing injuries and more.

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Your partner in work comp

Your business and your employees are very important to SFM. The experts at SFM partner with you to help you manage your claims—and prevent injuries from occurring in the first place.

SFM offers

  • Experts you can trust to handle all aspects of a claim
  • Superior customer service, timely response
  • Easy, convenient online services

Why SFM?

Outstanding customer satisfaction
94 percent of customers renew their coverage.

Minimize your costs
Save money and control your premium.

No. 1 in timely claims response
Get claims off to a good start and avoid penalties.

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