Benefits Overview

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Benefit Scenarios

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Wage Loss Benefit Limitations

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Wage Loss Benefit Limitations

Wage-loss benefits are subject to two limits.

State waiting periods

State law requires a specified number of days to pass before an injured employee is eligible to receive workers' compensation wage-loss benefits. The number of days in the so-called "waiting period" varies by state. Each state also specifies which days count and what constitutes a day.
   Visit your state's website to learn more 

State minimums and maximums

Generally, workers' compensation pays two-thirds of an injured employee's average weekly wage. However, this weekly amount is subject to minimum and maximum limits set by state law.

For state-specific benefit information, search your state's department of labor website. Consult your SFM claims representative for specific information regarding your claim.

Learn about benefit scenarios 

Note: This information is not intended to be legal advice and may not represent the entire benefits package an injured employee may be entitled to. Please consult your SFM claims representative regarding the specific benefits you may be entitled to, which are dependent on the circumstances and state where the injury occurred.