Choosing a medical provider
Using the PPO network helps control work comp costs
Through an arrangement with CorVel Corporation, SFM policyholders and their injured employees are able to access an extensive preferred provider organization network. It includes physicians of all specialties including occupational specialists, orthopedic surgeons, neurologists, physical therapists and chiropractors, and includes urgent care centers and hospitals.
Policyholders who use Preferred Provider Organization (PPO) providers receive both quality medical treatment and discounted pricing. Both help reduce claim costs. Quality treatment is important because it helps retain good employees and brings injured employees back to work as soon as they're able, reducing expensive wage-loss benefits.
If you don't have a primary provider for work comp injuries, or if your current provider doesn't provide the services that help reduce claim costs, then consider exploring the PPO network to find a provider that delivers more for less.
Tip on using CorVel's 'Provider Look-Up'
On the "Search Criteria" page, under the "Specialty" section--To get the best list of possibilities, try different options in the drop-down menu. For instance, try selecting "Occupational Medicine" or "Primary Care."
Also, try selecting the button for "Hospital or Clinic." |
You can start using the network today.
You don't need to wait for anything or enroll in anything. To use the network:
1. Look up the providers in your area. For listings, go to CorVel's website at www.corvel.com.
Click on "Provider Look-Up," then click "Find Providers Near You."
2. When an employee is injured, encourage
him or her to go to the CorVel network provider you've selected, or to another network provider if
the employee needs one that's more conveniently located. Bookmark CorVel's online listing of
providers so it's handy when you need to refer to it.
For questions about the CorVel PPO, or other questions about choosing a good medical provider, please call your SFM claims representative.
Prescriptions: You may have an opportunity to help an employee decide where to get refills
You should encourage the employee to go to one of the pharmacies listed in a letter he will receive from SFM. The pharmacies are listed on a sheet titled "Getting prescriptions filled." The sheet also includes the employee's personalized tear-off Prescription services identification card.
By showing his card to the pharmacist when he picks up his prescription, the employee won't need to pay up front or submit paperwork to get reimbursed. Those are advantages you can mention to the employee.
The pharmacies listed in the employee's letter participate in a network of hundreds of pharmacies in Minnesota. The network includes large chains like Wal-Mart, Walgeens, Target, Snyders, Rainbow, Cub Foods, CVS and Kmart as well as many local neighborhood pharmacies.
Thanks to a special SFM arrangement,
presenting the ID card at these network
pharmacies will result in lower charges for
pharmaceuticals--and ultimately will help
control your claims costs and workers'
compensation premium. |
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