SFM Risk Solutions--We manage costs for bottom-line results

The third-party administration division of SFM,
the largest writer of workers' compensation in Minnesota

We manage costs for bottom-line results

In-house physicians Experienced, practicing physicians with specialties in occupational medicine. They review treating doctor's diagnoses and treatment plans. Identify injuries not related to work. Identify inaccurate ratings for disability benefits. See physician bios.

In-house nurses and occupational therapists They work directly with employers, injured employees and treating doctors. They are instrumental in ensuring that treatment and rehabilitation stay on track. They are highly effective in reducing costs of expensive work comp wage-replacement benefits.

In-house medical bill review Multi-level bill review system combines experienced professionals with advanced computer analysis. It ensures accuracy in re-pricing and payment of medical provider billings. Savings average more than 30 percent.

Preferred providers SFM Risk Solutions uses a prescription benefit management program and network of preferred medical service providers to help reduce steeply rising pharmaceutical and medical costs. ExpressScripts. CorVel.

Investigations and recoveries Dedicated special investigations staff combines its active pursuit of fraud with other monetary recovery efforts such as subrogation. They bring together key staff to examine questionable claims in partnership with your attorney as necessary. SFM Risk Solutions' recovery efforts result in direct savings for you.

Expertise