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Why SFM?

SFM is the workers' compensation insurer of choice for more than 13,000 employers in the Midwest. We serve employers of all sizes and types based in Minnesota, Iowa, Nebraska, South Dakota and Wisconsin.

SFM also provides coverage to employers with out-of-state operations in Arizona, Colorado, Florida, Illinois, Indiana, Kansas, Michigan, Missouri, Montana, Nevada and Oklahoma.

SFM—the Midwest's workers' compensation insurer of choice

  • Specialists in workers' compensation
  • 94 percent customer retention rate
  • Superior customer service
  • Competitive pricing
  • Focused on employee safety
  • Cost controls to save employers money
  • Mutually owned by policyholders
  • A+ Better Business Bureau accredited business

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