Coverage and Services

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Business Types

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Multi-State Coverage

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Employment Practices Liability

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Employment Practices Liability

SFM extends its expertise in workers' compensation by offering Employment Practices Liability (EPL) coverage to small businesses as an optional endorsement to the SFM workers' compensation policy.

Why EPL?

Business owners are being hit with a sharp increase in charges of violating employment practice laws. While most charges are found to be without merit, the defense costs can be staggering for small businesses.

SFM offers small employers coverage as an endorsement to their workers' compensation policies. EPL coverage through SFM pays the defense costs and liability damages involved in charges of employment practice violations.

By combining EPL with workers' compensation, SFM's legal and claims experts can help employers address more employment issues and avoid complications that increase costs.

Designed for small employers

SFM's EPL coverage is designed especially for employers with 50 employees or fewer. Coverage is also available to employers with 51-250 employees.

Agents, see full details about EPL 
Employers, learn more about EPL coverage 

Get a quote

SFM's business is driven through partnerships with independent agents. To quote coverage, contact your insurance agent.

Let SFM quote Employment Practices Liability coverage

For more information or to obtain a quote, employers should contact their independent insurance agent.