SFM Advantage Overview

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Long-Term Value

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Specialized Claims Services

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Medical Cost Management

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Legal Services

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Loss Prevention

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Online Resources

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Medical Cost Management

SFM's occupational medicine expertise helps control wage-replacement costs and rising medical treatment costs, reducing their impact on your premium.

In-house nurses and occupational therapists:

• Work with injured employees facing long-term treatment
• Keep treatment and return-to-work plans on track
• Are highly effective in reducing the cost of expensive workers' comp wage-replacement benefits

In-house occupational medicine physicians:

• Consult with claims representatives on complex medical issues
• Review treating doctors' diagnoses and treatment plans
• Identify injuries not related to work
• Keep treating doctors current on successful ways to treat occupational injuries
• Identify inaccurate ratings for disability benefits

Medical bill review:

• Provides thorough, careful review through multi-level professional bill review systems
• Includes reviews from first dollar billed
• Results in substantial reductions in medical billings, thus lowering long-term costs for employers

Provider networks:

• Help control medical costs at the point of purchase
• Offer employers quality medical care at discounted rates through a PPO network in partnership with CorVel
• Manage prescription costs through negotiated pricing and prescription management in partnership with Express Scripts