Distractions are like an injury waiting to happen. Stay focused on the task at hand. Watch where you're going and avoid using mobile devices while walking or doing hands-on work. Use our resources to help create awareness in your workplace about the dangers of distraction.

If you have employees who drive as part of their jobs, your driving policy should address cell phone use. Use our sample cell phone policy as a guide to create your own.

More than 43,000 Americans died in a traffic-related incident in 2022, a number that has been on the rise in recent years. Defensive driving and other safe driving techniques are learned habits. Here are some tips to help equip employees and yourself with the knowledge you need to be safer on the roads.

In some cases, automobile accidents are covered by workers’ compensation. Here’s what to if you’re involved in a work-related car accident.

Having effective training programs for new employees is critical for reducing injuries to new employees. They are learning new tasks, getting used to new surroundings, exposed to hazards that are new to them, and may try to do more than they should before proper training. These factors combined may result in higher injury rates for new employees. Learn how to ensure safety in the workplace for new employees.

Follow these steps to get your employees ready for the risks of winter weather and cut down on slips and falls in the workplace.

SFM's most viewed blog posts cover important safety and workers' compensation claims topics.

Mobile devices like laptops, tablets and cell phones all pose ergonomic challenges, but here are ways to minimize the risk.

Serious injuries can result from falling down stairs. Using a handrail and staying free from distractions can prevent you from slips and falls when going up or down stairs.

Employees can experience stress and burnout when they don’t take enough time to fully disconnect from work.

We asked SFM’s loss prevention representatives what we’d find in the safety kits they keep in their cars in case of roadside emergencies. Here's what they said.

When winter weather turns dangerous and it’s unsafe to travel, do you have a plan – for yourself and your employees?

SFM has been an active supporter of proposed state laws banning the use of hand-held electronic devices while driving.

What to expect during a loss prevention visit from one of SFM’s trained occupational health and safety professionals

Learn how to keep safe on the road by following these tips for defensive driving

Multitasking has infiltrated our work and home lives. Distracted driving and walking both pose dangers.

Workers' comp resources for allied health care employers.

Winter slips and falls are a leading cause of work injuries. Let the SFM penguin help you raise awareness of potential winter slip and fall hazards among your employees.

Walking while distracted can cause you to miss a potential hazard like ice, snow or a change in the walking surface, putting you at risk for a fall.

Follow these tips to keep safe while driving in snowy and icy winter weather.

While injuries commonly occur when lifting or moving is involved, implementing a program that focuses on proper ergonomics can greatly reduce incidents. Challenges with larger muscle groups (primarily the back and shoulders) are often easier to identify and control than those associated with repetitive motion risk factors.

Snow and ice can cause severe injuries at any time throughout the winter season.

Relatively short exposure to blue light can temporarily stimulate the brain and improve mood. Prolonged exposure, however, is likely to damage retinal cells over time.

Headquartered in Bloomington, Minnesota, SFM Mutual Insurance Company has a customer retention rate of 96+% and is the workers' compensation insurer of choice for more than 30,000 employers in the Midwest and beyond.

We’re making it more convenient for agents to do business with SFM by adding IVANS Download capability in mid-2020. Register now to receive SFM data through IVANS Download as soon as we launch.

See bios of our executives, physicians, attorneys and board of directors.

While technology and safe driving don't always go together, technology can help increase safe driving behaviors with in-vehicle monitoring systems.

Make the right choice. Agents, put your clients in the hands of the work comp experts. SFM is focused on delivering positive, long-term results for employers.

SFM is the largest writer of workers' compensation in the Midwest. As a mutual company, we manage our business carefully and conservatively to the benefit of our policyholders. We hold an AM Best Financial Strength Rating of A- (Excellent) and "A" or "Exceptional" financial stability rating from Demotech, Inc. We fully disclose our annual financial results.

Agents can use SFM Agency Manager (SAM) to submit quotes and manage their SFM book of business.