Home Careers Contact Us
Why SFM? Agents Employers Self-Insured (TPA) Injured Workers Providers About SFM
Company History Mission / Values Leadership News Careers Corporate Giving SFM Foundation Financial Info Contact Us
Home > About SFM > Careers > Benefits


SFM understands employees’ individual needs for flexibility and balance in their lives.
Employees and their families are offered a comprehensive benefits package to suit all their needs.

Financial benefits

  • Competitive salary
  • Profit-sharing program
  • Generous paid-time-off program with rolling balance
  • 401(k) savings plan with company match of 100% per dollar contributed up to 3%, plus 50% of the next 3% contributed
  • Roth 401(k) savings plan for employee after-tax contribution
  • Medical and dependent care flexible spending accounts


  • Choice of two traditional (non-HSA) health insurance plans
  • Choice of two dental insurance plans
  • Life insurance
  • Short-term and long-term disability
  • Vision care plan
  • Cancer, accident and critical illness insurance
  • Discounted auto and homeowner's insurance

Wellness offerings

  • Health risk assessments, wellness coaching, health resources and discount on health insurance premiums for participation in wellness program
  • Employee assistance program
  • Onsite fitness center, free for health insurance participants
  • Company contribution to any fitness center
  • Company contribution to weight loss programs
  • Company-sponsored fitness activities
  • Complimentary healthy food of the month program
  • Onsite massages available for purchase
  • Health, wellness and safety seminars

Additional benefits

  • 37.5-hour work week
  • Bi-weekly pay periods
  • Alternative schedules and flexible work hours
  • Free, covered parking
  • Paid holidays
  • Paid parental leave
  • Funeral leave
  • Direct deposit
  • Pre-paid legal and identify theft services
  • Adoption assistance plan
  • College savings plan
  • Savings bonds
  • Charitable giving employer match
  • Discretionary financial educational assistance
  • Business casual dress Monday through Thursday; casual dress on Fridays
  • Company-provided training
  • Onsite lunch room, sick room, nursing room, play room and cafeteria
  • Discounts on computers, cell phone service, car rentals, bank and credit union memerships, event tickets, MERSC membership and more
  • Commuter assistance
  • Centrally located off 494 and France Avenue in Bloomington, Minnesota

SFM: Wellness by Design award winner


SFM home page SFM home page