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Financial Information
2016 Annual Review

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Financial Information

Through conservative investing and careful management, SFM remains debt-free and a consistent market presence despite swings in the economy.

SFM's financial highlights

  • Conservative, high quality investment portfolio
  • Financial stability
  • Consistent, reliable coverage for employers
  • Fair pricing, matched with the risk
  • Careful loss reserving philosophy
  • Customer retention unmatched in the industry
  • Sensible, steady underlying business growth
  • Surplus strength for the unexpected
  • Industry leadership as one of the largest writers of workers' compensation in the Midwest

Annual reviewAnnual Review

2016 was another good year for SFM: healthy financials, sound strategic choices, growth of noninsurance operations, and gratifying results in helping our policyholders reduce the risks of injury and restoring injured workers to health and productivity.

Learn more in SFM's online version (full) annual review Arrow image
Print version (abbreviated) Arrow image

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