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Home > Employers > Employment Practices Liability Coverage > Rising Employment Charges

Rising Employment Charges

Employers have been hit with hundreds of thousands of employment practices charges over the past few years. Most are charges of discrimination, harassment or wrongful termination. Some are filed in connection with workers' compensation claims.

Charges are rising steeply:


Increase YE 2006-YE 2012

Disability discrimination 69 percent
Employer retaliation 68 percent
Religious discrimination 50 percent
Age discrimination 38 percent
Sex discrimination 31 percent
National origin discrimination 31 percent
Race discrimination 23 percent

—U.S. Equal Employment Opportunity Commission

52 percent of employment charges are against small businesses

According to studies by Jury Verdict Research and others:

  • 75 percent are found to be meritless
  • 81 percent are resolved through mediation or administrative hearings
  • Defense costs typically run $22,400 to $40,500—staggering for many small businesses
  • Cases that go to court or settle pre-trial average far more

Employment Practices Liability: Modern trends  and risks

With employment practices liability claims on the rise, small businesses are at risk. HSB—SFM’s insuring
partner for EPL coverage—discusses emerging developments that employers should be aware of.

Learn about SFM's EPL coverage and services Arrow image

To get started today, contact your insurance agent.


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