- A combined ratio of under 100% for the eighth year in a row
- 95.7% policyholder retention rate
- 10.6% surplus growth
- Recent recognition by AM Best with a Financial Strength Rating of "A- (Excellent)"
SFM's commitment to reducing the frequency and the severity of workplace injuries continues to help us move forward profitably, and gives policyholders a long-term stable partner for workers' comp insurance.