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Why SFM?

SFM is the workers' compensation insurer of choice for more than 18,000 employers in the Midwest. We serve employers of all sizes and types based in Minnesota, Wisconsin, Iowa, Nebraska and South Dakota.

SFM also provides coverage to employers with out-of-state operations in Arizona, Colorado, Florida, Illinois, Indiana, Kansas, Michigan, Missouri, Montana, Nevada, Oklahoma and Tennessee.

SFM—the Midwest's workers' compensation insurer of choice

  • Specialists in workers' compensation
  • 95 percent customer retention rate
  • Superior customer service
  • Competitive pricing
  • Focused on employee safety
  • Cost controls to save employers money
  • Mutually owned by policyholders
  • A+ Better Business Bureau accredited business

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