Trust the experts in workers’ compensation insurance

Customer-owned. Safety-focused. Partner you can count on.

News and work comp tips

Sarah Hunter

Employer liability limits

What employer liability insurance covers

SFM Foundation fall fundraising event

Safe patient handling

Equipment to keep health care workers and patients safe

SFM loss prevention specialist Jason Clausen

Kids' Chance

Video on how SFM focuses on safety and strives to keep employees safe

Keeping workers safe

Our mission:

Inspiring safer workplaces
by protecting workers from harm
and helping the injured recover

The SFM difference

Top insurer

  • 28,000+ policyholders
  • 96+% customer retention

Work comp experts

  • Experienced, local staff
  • Specializing in workers’ comp

Service and strength

  • Focused on service & relationships
  • AM Best A- (Excellent) rating

From the resource catalog

Do the penguin shuffle poster

Get ready for winter!

Create awareness early for the dangers of winter slip and falls

SFM Companion May 2022

Companion magazine

Talking about safety, preventing heat-related illness and more

Do the penguin shuffle poster

2021 annual review

Learn about SFM’s 2021 accomplishments