Trust the experts in workers’ compensation insurance

Customer-owned. Safety-focused. Partner you can count on.

News and work comp tips

Amanda Aponte

CFO volunteer role

Amanda Aponte brings expertise to Children’s Minnesota hospitals

Sarah Hunter SFM

SFM webinar

Register now for the driving safety webinar on June 26

Artwork at SFM

Warm weather hazards

Working outdoors in spring and summer comes with risks

Video on how SFM focuses on safety and strives to keep employees safe

Keeping workers safe

Our mission:

Inspiring safer workplaces
by protecting workers from harm
and helping the injured recover

The SFM difference

Top insurer

  • 30,000+ policyholders
  • 96+% customer retention

Work comp experts

  • Experienced, local staff
  • Specializing in workers’ comp

Service and strength

  • Focused on service & relationships
  • AM Best A- (Excellent) rating

From the resource catalog

2023 SFM Annual Review

2023 annual review

SFM saw close connections and strong financial results in 2023

Slips, trips and falls poster - Mop

Indoor slips and falls

Poster to remind employees of the danger of wet, slippery floors

Hiring or expanding CompTalk

Hiring or expanding?

Four takeaways to avoid unexpected workers’ comp costs