Trust the experts in workers’ compensation insurance

Customer-owned. Safety-focused. Partner you can count on.

News and work comp tips

Amanda Aponte

Extreme heat

Protect your workers from the threats of extreme heat

Sarah Hunter SFM

SFM webinar recording

Watch the recording from our safe driving educational webinar

Artwork at SFM

2024 top workplace

SFM ranked No. 8 of midsize employers in Minnesota for 2024

Video on how SFM focuses on safety and strives to keep employees safe

Keeping workers safe

Our mission:

Inspiring safer workplaces
by protecting workers from harm
and helping the injured recover

The SFM difference

Top insurer

  • 30,000+ policyholders
  • 96+% customer retention

Work comp experts

  • Experienced, local staff
  • Specializing in workers’ comp

Service and strength

  • Focused on service & relationships
  • AM Best A- (Excellent) rating

From the resource catalog

Heat stress 5-Minute Solution

Heat stress

Hazards of heat and ways to prevent heat-related illnesses

2023 SFM Annual Review

2023 annual review

SFM saw close connections and strong financial results in 2023

Driving isn’t what it used to be CompTalk

Driving safety

Keys to safe driving, training best practices and driving policy tips