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Claims

Prevent litigation, stay in contact with injured employees

Many litigated workers’ compensation cases could have been avoided if the employer had taken the time to show concern for the employee’s welfare during the early stages of the claim.

Subrogation: When third parties bear responsibility for work injuries

When one of your employees is injured in the course and scope of employment and a negligent third party bears some responsibility, we can sometimes recover a portion or all of the workers’ compensation claim costs from the responsible party through subrogation.

Strain and sprain injury effects on work comp claims
Strain and sprain injury effects on work comp claims

Holly Hansen, Senior Claims Representative, outlined when to report a claim and why, what might cause claims costs to increase and what causes work-related strain and sprain injuries to linger.

Handling workplace violence claims
Handling workplace violence claims

This is the third in a four-part series of SFM blogs recapping our webinar, De-escalation in the workplace.

Return to work
Why return to work matters

Strong return-to-work programs lead to better outcomes for injured workers and can help control workers’ compensation premium costs for employers.

Work injuries 101: Reporting injuries and supporting workers

On-the-job injuries are unanticipated, urgent and unfortunate for everyone involved, but there are best practices you can follow to make a bad situation better for you and your injured employee.

Are undocumented workers eligible for workers’ compensation benefits?
Are undocumented workers eligible for workers’ compensation benefits?

The laws regarding work comp and undocumented workers vary by state.

How does a workers’ compensation claim affect my premium?
How does a workers’ compensation claim affect my premium?

One factor that determines your workers’ compensation premium is your loss history. This means that having a workers’ compensation claim can cause future premiums to increase.

The work comp claims process following a driving incident
The work comp claims process following a driving incident

What does the workers’ compensation claims process look like following a driving incident?

Why employers should get to know medical providers

Building relationships with the local doctors most likely to treat your injured workers lays the groundwork for teamwork between you, the physician and your insurer.

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