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Legal

Retirement presumption can affect workers’ comp benefits

Most Minnesota workers retire at 67, but employers may have to continue permanent total disability benefits if an employee continues working past the expected age.

Information for employers: Injuries while working from home

With more employees working from home due to the recent COVID-19 outbreak, many policyholders have turned to SFM for answers on liability questions concerning the home office. 

Cumulative injury coverage under workers' compensation

Some work injuries don’t occur at a specific time, but rather they are the result of a degenerative process that takes place over months or years.

Even unpaid interns may be eligible for workers’ comp

If your organization offers internships, be aware that even unpaid interns could be eligible for workers’ compensation benefits.

Are employees compensated when injured while violating company rules?

Employers are can be frustrated to learn that employees injured while violating company safety rules can still receive workers’ compensation benefits in some cases.

Tips for a smooth premium audit

Read our premium audit tips to make sure yours goes smoothly, and understand why your annual workers' compensation premium audit is so important.

Are employee injuries at parties and wellness events eligible for workers' comp benefits?

Typically, an injury sustained in an activity that is truly voluntary is not compensable. But if the employee is encouraged or required to participate, or the company benefits from the participation in some way, it could be.

Workers' compensation and home office telecommuting

Employees who are injured while taking a short break from work can be eligible for workers’ compensation benefits. What happens when the injury occurs while the employee is working from home?

Workers’ comp exemptions for MN small business owners and families

Minnesota law allows employers to exclude certain types of employees from coverage, such as small business owners and their close relatives.

From the president: Another blown opportunity to save lives in Minnesota

SFM has been an active supporter of proposed state laws banning the use of hand-held electronic devices while driving.

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