Workers’ compensation employer guide
Thank you for choosing SFM as your workers’ compensation carrier. Below, you’ll find information to help you get started working with us. If you’d like this information in print, you can download or order our Workers’ Compensation Employer Guide packet.
Be prepared for work injuries
Follow these steps to be ready in case an injury occurs at your workplace:
- Download, print and post copies of our work injury poster around your workplace so that employees know what to do in case of injury. (You can also get versions in Spanish and without the SFM Work Injury Hotline phone number.)
- Download the claim packet, which includes everything you need to report and manage a work injury.
- Review the injury reporting page, where you can start an online report or get the SFM Work Injury Hotline phone number if someone is injured.
- Register for the CompOnline Risk Management System to submit claims, view claim data, set up email alerts and more.
- Download or order insurance ID cards to send along with workers who need medical attention.
Prevent work injuries
Preventing work injuries protects your employees and your bottom line.
To prevent injuries, we recommend the following:
- Use thorough hiring practices including background checks, pre-employment physicals in accordance with all applicable laws.
- Provide safety training for all employees on day one, as new employees are most likely to be injured, and regularly after that.
- Have a safety coordinator and/or committee to do things like provide safety training, investigate incidents, implement corrective actions and analyze safety data.
- Have a reliable written safety program that includes setting measurable goals and monitoring progress.
- Enforce safety policies and address performance issues by disciplining problem employees when necessary.
For more information, see the safety page.
Help employees return to work
When employees are injured at work, it’s important to help them return to work as soon as possible. This reduces the chances they will never return, which benefits the employee and your organization.
To have a successful return-to-work program:
- Create a written policy stating your organization’s commitment to return-to-work.
- Start a list of light-duty jobs so you’re ready if an injury occurs.
- Stay in contact with injured employees to make sure they know you will provide light-duty work and bring them back as soon as they are able.
For more information, see the after reporting an injury page.
The following resources provide more information for employers:
- Employers page
- Safety page
- Resource catalog
- Annual premium audits
- Workers’ compensation employer guide packet, available to order or download, which includes the following: