Our financial stability
As the largest writer of workers’ compensation in the Midwest with a long track record of strong financial performance, we believe our record speaks for itself when it comes to our financial stability.
As a mutual insurance company, we manage our business responsibly for the benefit of our policyholders. Through conservative investing and careful management, we consistently remain debt-free.
AM Best Financial Strength Rating of “A- (Excellent)”
SFM has received a Financial Strength Rating of “A- (Excellent)” and a Long-Term Issuer Credit Rating of “a-“ from AM Best Rating Services, Inc.
DemoTech “A” rated
We also have an independent financial stability rating of “A” (Exceptional) from DemoTech, Inc.