Our financial stability

As the largest writer of workers’ compensation in the Midwest with a long track record of strong financial performance, we believe our record speaks for itself when it comes to our financial stability.

As a mutual insurance company, we manage our business responsibly for the benefit of our policyholders. Through conservative investing and careful management, we consistently remain debt-free.

AM Best Financial Strength Rating of “A- (Excellent)”

SFM has received a Financial Strength Rating of “A- (Excellent)” and a Long-Term Issuer Credit Rating of “a-“ from AM Best Rating Services, Inc.

View additional details on SFM’s AM Best rating

This company was issued a secure rating by the A.M. Best Company, click for additional details


DemoTech “A” rated

We also have an independent financial stability rating of “A” (Exceptional) from DemoTech, Inc.

View additional details on SFM’s DemoTech rating

Demotech, Inc. Financial Stability Rating of A - Exceptional

2023 financial highlights

2023 was another very successful year for SFM. The highlights that really stand out are about the connections with colleagues, customers and the community.

Nothing underscores those strong results better than the many positive interactions we have with our trusted partners.

View 2023 annual review

For additional details, email us

2023 SFM Annual Review