Our financial stability

As the largest writer of workers’ compensation in the Midwest with a long track record of strong financial performance, we believe our record speaks for itself when it comes to our financial stability.

As a mutual insurance company, we manage our business responsibly for the benefit of our policyholders. Through conservative investing and careful management, we consistently remain debt-free.

Financial ratings

We have an independent financial stability rating of "A" (Exceptional) from DemoTech, Inc.

View our DemoTech rating

A.M. Best designates SFM as NR-5 (not formally followed), which means we choose not to purchase a financial rating from AM Best.

Our financial stability: We have an "A" exceptional financial stability rating from DemoTech, Inc

Annual financial results

We've disclosed last year's financial highlights in our annual review.

View financial highlights

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