Our financial stability
As the largest writer of workers’ compensation in the Midwest with a long track record of strong financial performance, we believe our record speaks for itself when it comes to our financial stability.
As a mutual insurance company, we manage our business responsibly for the benefit of our policyholders. Through conservative investing and careful management, we consistently remain debt-free.
We have an independent financial stability rating of "A" (Exceptional) from DemoTech, Inc.
A.M. Best designates SFM as NR-5 (not formally followed), which means we choose not to purchase a financial rating from AM Best.