Our financial stability
As a mutual insurance company, we manage our business responsibly for the benefit of our policyholders. Through conservative investing and careful management, we consistently remain debt-free.
As the largest writer of workers’ compensation in the Midwest with a long track record of strong financial performance, we believe our record speaks for itself.
We have an independent financial stability rating of "A" (Exceptional) from DemoTech, Inc.
AM Best designates SFM as NR-5 (not formally followed), which means we choose not to purchase a financial rating from AM Best.