Coverage and services

From a family employing a single nanny, to a chain of stores employing thousands, to anything in between – we offer workers' compensation insurance for businesses of all types and sizes throughout the Midwest.

We even provide third-party administration services for self-insured customers.

 

Employers we want as partners

Above all else, we are interested in employers who care about safety and want a long-term partnership with their workers' comp carrier. Even if your track record isn’t perfect, it’s most important to us that you are open to improving and want to keep your employees safe.

Above all else, we are interested in employers who care about safety and want a long-term partnership with their workers' comp carrier.

Coverage in 18 states

  • We insure employers across our five core states: Minnesota, Wisconsin, Iowa, Nebraska and South Dakota
  • We can also cover their operations in 13 additional states: Alabama, Arizona, Colorado, Florida, Kansas, Illinois, Indiana, Michigan, Missouri, Montana, Nevada, Oklahoma and Tennessee

Small business specialists

  • More than half of our policies are $5,000 in annual premium or less
  • Dedicated team to serve small business customers
  • Convenient online application process, fast quoting and competitive pricing
  • You may never have a claim, but if you do an experienced claims representative will guide you through the process

Long-term value for mid-size and larger employers

  • Unparalleled claims management and loss prevention services
  • Dedicated claims and safety representatives to build strong relationships and really know your business
  • Improved experience modification factors (e-mods) over time for many of our larger policyholders

Areas of specialty

We insure employers in all industries, but offer specialized services for these types of businesses.

Schools

Healthcare

  • We recently acquired Barrier Free Access , a provider of safe patient handling products, design consultation, and training with a long history of helping healthcare operations prevent injuries.
  • Our safety staff includes professionals who are certified in safe patient handling and can provide specialized services for healthcare operations.
  • We offer specialized safety resources to help employers avoid common injuries in healthcare settings.

Get a quote

Interested in getting a quote? You can work with an independent agent or get a quote directly from us.
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