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Blog

Why agents trust SFM for workers’ compensation

When it comes to workers’ compensation insurance, agents count on SFM for several reasons: unparalleled service, consistent results, support for injured workers and ease of doing business.

Update on Tennessee market, claims handling

Starting Dec. 1, SFM will begin writing business with Tennessee mid-market employers, further expanding SFM’s presence as it continues to gain a greater portion of the state’s market share. At that time, SFM will also start handling Tennessee claims in-house.

Universal login for SFM portals launches Oct. 30

Starting Oct. 30, users of SFM web portals will log in with their email addresses rather than usernames.

SFM Agency Manager offers 24/7 access to a wide range of features

Our online tool for agents, SFM Agency Manager (SAM), offers a variety of convenient features for your team.

Injuries while entering and leaving the workplace: A primer

State law requires that employers provide safe, well-maintained and accessible routes for employees to and from their parked vehicles into their place of work.

Update for Minnesota zero estimated exposure work comp policies

Minnesota’s 2025 legislative session resulted in a big change for small-business owners that provide building construction or improvement services.

SFM promotes Amanda Aponte to Executive Vice President

SFM has promoted Amanda Aponte to Executive Vice President, effective Sept. 8, 2025.

Minnesota Paid Leave law and work comp
Minnesota Paid Leave law and work comp

Effective Jan. 1, 2026, a new Minnesota Paid Leave law goes into effect. See how it interacts with workers' compensation.

Understanding strain and sprain injuries
Understanding strain and sprain injuries

Sarah Wahlberg, Senior Claims Representative at SFM, discussed the differences between the two maladies. While both are soft-tissue injuries, strains are an injury to a muscle or tendon; sprains are injuries or tears to ligaments.

Strain and sprain injury effects on work comp claims
Strain and sprain injury effects on work comp claims

Holly Hansen, Senior Claims Representative, outlined when to report a claim and why, what might cause claims costs to increase and what causes work-related strain and sprain injuries to linger.

Identifying ergonomic risk factors in the workplace
Identifying ergonomic risk factors in the workplace

Sara Cooper, Senior Loss Prevention Representative, examined how employers can make their jobsites safer and mitigate the potential for musculoskeletal disorders.

Implementing solutions for workplace strain and sprain risks
Implementing solutions for workplace strain and sprain risks

Eric Johnson, Loss Prevention Specialist, discussed minimizing ergonomic risk factors in the workplace.

Legal aspects to strain and sprain injuries
Legal aspects to strain and sprain injuries

John Hollick, Chief Defense Counsel at SFM’s in-house law firm, outlined the legal issues that can arise from these injuries and their impact on workers’ compensation benefits.

School bus drivers can be safety heroes

National School Bus Safety Week brings awareness to the dangers for drivers, students and pedestrians.

Join us for the SFM Foundation’s fall fundraisers

Mark your calendars now to join us for the SFM Foundation’s fall 2025 events.

SFM featured resources: School safety
SFM featured resources: School safety

SFM has a wealth of resources related to school safety.

Get to know a member of the SFM Subrogation Team: Wes Spain

Wes Spain has been with SFM since 2022 as a Subrogation Specialist & Special Investigation Unit (SIU) Manager. We asked Spain to share a little bit about his background and role.

Supporting injured employees’ mental and emotional health

As an employer, you can play an important role in helping an injured worker maintain their mental health. Read on to learn how.

Are employees compensated when injured while violating company rules?

Employers are can be frustrated to learn that employees injured while violating company safety rules can still receive workers’ compensation benefits in some cases.

Hands-free driving Safety and the law
Hands-free driving: Safety and the law

A new hands-free driving law went into effect in Iowa on July 1, 2025, highlighting legal aspects of safe driving.

Independent contractors and work comp liability
Independent contractors and work comp liability

If you hire a subcontractor that lacks the proper workers’ compensation coverage — or doesn’t qualify as an independent contractor — it could put you at risk for liability if a work injury occurs, depending on which state the work is being performed in.

Loss prevention insight from the experts

The only controllable item in an organization’s workers’ compensation premium cost is its experience modifier (e-mod) which is directly impacted by claim costs and severity.

Talking about safety: Techniques for effective safety training and communication

A strong safety culture starts with a high level of safety awareness among employees. Getting there requires consistent, effective communication between leadership and front-line workers.

Top 7 workplace safety tips

These seven essential safety tips, identified by SFM's loss prevention staff, will earn your company a gold star in workplace safety.

Market rank update: SFM continues growth in core states

Recently released reports on workers’ compensation market share show that SFM continues to garner more business in its core states.

Good results for SFM through first half of 2025

SFM is off to a good start through the first six months of 2025.

Agency Partner Survey results: Spring 2025

The results from SFM’s recent Agency Partner Survey are in and show nearly all respondents were satisfied with SFM (93% “extremely” or “moderately” satisfied) and 91% said SFM is “easy” or “very easy” to do business with.

Underwriter accomplishments – first half of 2025

A look at the latest promotions and accomplishments for SFM’s underwriting staff over the first half of 2025.

SFM to attend upcoming industry events: Summer/fall 2025

SFM is planning to participate in several industry events in the summer/fall of 2025

Strains and sprains webinar recording available

View the recording of SFM's educational webinar on preventing strains and sprains.

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