Long-term value for schools
Service and expertise to help you reduce injuries and save money over time

Unmatched service
Results-oriented workers’ compensation service to schools that far exceeds the competition.
A dedicated claims adjuster
Specialized school loss prevention
Expert in-house attorneys and outside counsel
Medical cost containment
Doctors and nurses on staff, plus injury reporting through 24/7 nurse hotline
Online claims data analysis

Long-term savings
SFM’s services help school districts lower claim costs and prevent injuries.
Having fewer injuries leads to lower experience modification factors (e-mods), which helps save money on workers’ compensation premiums.
A leader in school safety
We partnered with academic researchers and industry professionals to study and address school employee injuries. Our original research on school employee injuries revealed the most common causes of school employee injuries, and the most at-risk categories of employees.
We developed a De-escalation Team Training guide to provide school employees the knowledge to stay safe for themselves and their students. Find additional resources on our School safety resources page.
Giving back to students in need
SFM Foundation scholarships
Through the SFM Foundation, we provide post-secondary scholarships to students whose parents were disabled or fatally injured in work-related incidents in Minnesota and Iowa.



