Long-term value for school districts
SFM provides the service to help you reduce injuries and save money on premiums over time. Learn why we are the right choice for workers’ comp insurance for school districts.
SFM provides results-oriented workers’ compensation services to schools that far exceeds the competition. Our services include:
- A dedicated claims adjuster
- Specialized school loss prevention
- Expert in-house attorneys and outside counsel
- Medical cost containment
- Doctors and nurses on staff
- Online claims data analysis
- Injury reporting through 24/7 nurse hotline
SFM’s services help school districts lower claim costs and prevent injuries. This leads to lower experience modification factors (e-mods), helping to save money on workers’ compensation premiums.
Schools working with SFM see their e-mods drop an average of 1 percent per year.
Average school district e-mod reductions over time
School districts we insure
A leader in school safety
We’ve partnered with academic researchers and industry professionals to study and address school employee injuries.
Our original research into school employee injuries revealed the most common causes of school employee injuries, and the most at-risk categories of employees.
We developed the innovative Get Fit & Exercise program to prevent shoulder injuries among school food service workers, and others at high risk.
Find more resources on our school safety page.
Giving back to students in need
Through the SFM Foundation , we provide post-secondary scholarships to students whose parents were disabled or fatally injured in work-related incidents in Minnesota and Iowa.