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Long-term value for schools

Service and expertise to help you reduce injuries and save money over time

SFM featured resources: School safety

Unmatched service

Results-oriented workers’ compensation service to schools that far exceeds the competition.

A dedicated claims adjuster

Specialized school loss prevention

Expert in-house attorneys and outside counsel

Medical cost containment

Doctors and nurses on staff, plus injury reporting through 24/7 nurse hotline

Online claims data analysis

Line graph showing e-mod going down by one percent per year over 10 years

Long-term savings

SFM’s services help school districts lower claim costs and prevent injuries.

Having fewer injuries leads to lower experience modification factors (e-mods), which helps save money on workers’ compensation premiums.

school districts we insure
customer retention

A leader in school safety

We partnered with academic researchers and industry professionals to study and address school employee injuries. Our original research on school employee injuries revealed the most common causes of school employee injuries, and the most at-risk categories of employees.

We developed a De-escalation Team Training guide to provide school employees the knowledge to stay safe for themselves and their students. Find additional resources on our School safety resources page.

Watch video on SFM's safety expertise with schools

Giving back to students in need