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Blog

Stressed employee at work
Strategies to combat work-related stress

People think stress is a natural by-product of work. But that doesn’t have to be the case. Use these tips to prevent negative health impacts of work stress.

2022 results: Consistent focus on customer service drives historic performance

SFM soared to new heights in 2022, and the company’s remarkable financial results are only part of the story. We continue hearing from our agents and policyholders that we’re delivering on our commitment to provide excellent customer service.

Benefits of breaking out workers’ compensation from other lines of insurance

When you’re helping clients understand their options for workers’ compensation coverage, we've provided a few points you can share about the advantages of going monoline and choosing SFM.

Resource helps employers keep their newest employees safe

SFM’s new Safety Orientation Success Guide helps employers protect a group at high risk for work injuries: new employees.

SFM state expansion initiative hits new milestones

We’re coming up on three years since we entered the state of Kansas in September 2020. Over that time, our agency partners there have helped us write more than 500 policies for nearly $2 million in written premium.

Audit noncompliance can lead to cancellation of current policy

When a policy goes into cancellation, even if the insured completes the prior term audit, the policy may remain canceled unless the agent contacts the underwriter.

SFM attending upcoming 2023 industry events

See the list of 2023 industry events SFM is planning on attending over the next few months.

MN Supreme Court decision clarifies the nature and extent of PTSD claims in the state

MN Supreme Court decision clarifies the nature and extent of PTSD claims in the state

Expert tips and best practices to make your safety committee thrive

Are you looking for ideas to start or re-invigorate your safety committee?

Join us for the 2023 SFM Foundation golf events

Registration is now open for the SFM Foundation 2023 Minnesota and Iowa “Golfing for Scholarships” fundraisers. The Minnesota golf event is scheduled for Monday, June 12, 2023 at Prestwick Golf Club in Woodbury, Minnesota, and the Iowa event is set for Monday, May 22, 2023 at Hyperion Field Club in Johnston, Iowa.

Warning: Using third-party bill pay services can delay payment

When you use a third-party service to pay your workers’ compensation premium, your payment can be delayed.

Minnesota Supreme Court rules on PTSD presumption

Minnesota Supreme Court rules on PTSD presumption

Wisconsin loss prevention specialist recognized for service excellence

Wisconsin-based Loss Prevention Specialist Carl Gruber received SFM's most prestigious service excellence award for 2022.

Retaliation claims: what they are and best practices to avoid them

If an employee feels they’ve been wrongfully targeted for exercising their protected right, they may in turn file a retaliation claim. Learn best practices to avoid them.

Reducing repetitive motion workplace injuries

The potential for injury from repetitive motion and awkward positions in jobs is widespread across many industries and businesses. You can greatly reduce the likelihood of these injuries by implementing best practices in workplace ergonomics.

How to prevent safety hazards due to impairment

Drug and alcohol use and misuse are on the rise. As an employer you can establish or update your drug and alcohol program to prevent the safety risks of drug and alcohol use on the job. Learn how to prevent safety hazards due to drug and alcohol impairment.

What are employer liability limits?

Employer liability coverage is rarely used in most states, and makes up a very small part of the workers' compensation insurance premium.

Health care worker and patient safety

Equipment designed to help health care workers lift and move patients safely doesn’t just benefit the workers. It can also improve patients’ quality of life.

Legal and safety considerations for hybrid workers

If you have employees who work both remotely and on-site, there are some important legal and workplace safety considerations to be aware of.

Bob Lund Scholarship invests in future insurance leaders

SFM established a new scholarship program designed to identify and support future leaders and introduce them to rewarding careers in the insurance industry. The Bob Lund Scholarship is named for SFM’s former CEO, who is widely known for his service to the field of insurance and his continuing passion for making the world a better place.

Winter-proof your workplace to stop slips and falls feature image
Winter-proof your workplace to stop slips and falls

Follow these steps to get your employees ready for the risks of winter weather and cut down on slips and falls in the workplace.

Protect your workers from the threats of extreme heat

Prevent heat-related illness among your employees with these tips and tools for working in extreme heat.

Workplace ergonomics: Tips to create a neutral posture

Read our ergonomics in the workplace tips to learn how to adjust your work space to allow for neutral posture at work; both in and out of the office.

Work injuries among school employees

SFM conducted an in-depth study of school employees in Minnesota to learn which employees were most likely to be injured, and how. What they learned might surprise you.

Compensability of adverse COVID-19 vaccine reactions

U.S. employers have the right to encourage or require employees to vaccinate against COVID-19. This raises the question of compensability for adverse reactions from the COVID-19 vaccine, and related medical treatment and time lost from work. A key factor for workers’ compensation compensability is whether the vaccination was required by the employer.

Resumption of the presumption: Minnesota's COVID-19 presumption law

Minnesota’s workers’ compensation law has been temporarily amended to include a presumption of liability for certain workers with a positive COVID-19 laboratory test or clinical diagnosis of COVID-19 when a test is not available.

How hobbies can improve mental health and overall well-being

Just as eating fruits and vegetables can play an important role in physical health, research suggests there may be a similarly simple way to improve mental health – having a hobby.

MN Supreme Court rules on medical cannabis in work comp

Recent MN Supreme Court decisions create a new bright-line rule about the compensability of medical marijuana in workers’ compensation claims.

When is PTSD covered by workers’ compensation?

For PTSD to be covered by workers’ compensation, it must meet the criteria as described in the most recent edition of the Diagnostic and Statistical Manual of Mental Disorders, and be diagnosed by a psychologist or psychiatrist.

Prepare to prevent winter slips and falls

Winter slips and falls are among the most common causes of workplace injuries. As an employer, there’s a great deal you can do to prevent these injuries at your workplace.

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