Get to know an SFM employee: Meet a member of our in-house legal team

Peter LindquistPeter Lindquist has been part of the legal team at SFM since 2018. Prior to that, he practiced for four years in the areas of workers’ compensation defense, general civil litigation, and employment law. We asked Lindquist to share a little bit about his background and role.

Tell us a little bit about your background.

I’ve been with SFM’s in-house law firm for just over five years now. I got into workers’ compensation and law because my dad was a defense attorney handling a lot of workers’ compensation and employment law issues.

Ever since I was a kid I worked at his office. I started flipping copies when I was younger. Then when I was in college, I started doing more substantive stuff and that led me to go to law school.

I practiced and worked with my dad for four or five years doing work comp and employment law. Then I decided it was time to spread my wings and found my way to another firm and then to SFM.

How would you describe your role in a nutshell?

I kind of have two jobs. One of them is to represent SFM and its insureds in litigated workers’ compensation claims. That’s my primary role.

But I’m also a resource and adviser to SFM’s claims adjusters, medical-only reps and policy holders when they have non-litigated claims. That’s something that SFM does really uniquely compared to when I was in private practice and what I’ve heard of other companies that have in-house law firms.

Also, there’s a strong integration between our in-house law firm and the Claims team. Claims adjusters can walk down to our office or call us up any time they have questions to talk to us. We’re not just litigating claims.

How is SFM different from other companies you’ve worked with?

That integration piece is a huge part of it.

I found it difficult in private practice to strike a balance between being an advisor and providing good and candid advice to clients; and also being a business person and having to think about how to please clients and get return business. I also hated having non-communicative clients that I didn’t have a direct line to. I don’t see either of those as issues at SFM.

We’re colleagues and we can speak directly and frankly about the claims we’re handling, and people are responsive.

What about your job is particularly rewarding?

I do really enjoy the times we’ve had in meetings with policy holders, especially small business owners who are new to work comp, where we kind of give them the work comp 101. We do a fair amount of that.

We’ve got a lot of big employer entities that know their stuff but getting to work with those smaller entities that don’t know it as well is rewarding.

What do you like about your job?

I like getting to explain things and help people solve problems.

I also like the problem-solving part of the litigation and day-to-day side. Every new claim that comes in is like a puzzle. You get to look at all the pieces – what are the facts, what are the issues, what does the medical report say? Then you start using those to paint a picture about the case. I really enjoy that part of it.

What’s most challenging about your job?

Litigation is stressful and time-consuming, and has constant deadlines to meet. And you have to work hard to keep a cool head in contentious situations, and in dealing with difficult personalities.

What words of wisdom do you have for small-business employers?

Communicate. Remember that with SFM you’ve got so many resources – claims adjusters, med reps, doctors, attorneys. Communicate with us, use us. When you’ve got an active claim, keep us in the loop as to what’s going on. We’re a team and we should work as a team.

Tell us a little bit about yourself.

I live in the northwest suburbs of the Twin Cities. I’m married and my wife and I have an 8-month-old at home, and that’s the biggest thing in our lives right now.

Outside of that than that, I play guitar in a couple of bands. My three younger brothers and my dad are all musicians, too, so that’s a big part of our family gatherings and activities.

 

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New CompOnline administrator guide available

SFM has released a new version of CompOnline. The improvements enhance security, provide more permissions to the administrator and streamline our behind-the-scenes processes allowing us to serve you even better.

CompOnline administrators may notice a few changes, including:

  • Administrators can now manage all policy contacts, not just CompOnline users. Any additions or changes to contact profiles will directly update the information we have on file for your organization.
  • For security purposes, administrators can no longer create the first-time password for a CompOnline user and will no longer be able to reset a CompOnline user’s password.

Download the new guide

If you’re a CompOnline administrator, please download our updated CompOnline Administrator Guide for information on the updated features.

SFM Foundation to host two fall fundraising events

This fall brings two opportunities to support the SFM Foundation with events in Minnesota and Iowa.

Annual fall event returns

The Foundation’s annual Fall Fundraising Event is scheduled for 6-9 p.m. on Thursday, November 9, at The Westin Edina Galleria in Edina, Minnesota, near SFM’s Bloomington headquarters. The in-person event will feature wine, craft beer and cider tasting, a silent auction, raffles and complimentary appetizers. Tickets are $40 in advance and $50 at the door. The online silent auction will run from November 6-9. If you are unable to attend the live event you can still bid on items through the online bidding platform. If you’re interested in making a bigger impact, sponsorships are available at multiple giving levels and donations are also being accepted for the silent auction.

New Iowa event planned

A new event is making its debut this year in Iowa. The Bowling for Scholarships fundraiser is set for 5-9 p.m. on Thursday, November 2, at Spare Time Entertainment in West Des Moines, Iowa. Join the Foundation for an evening of bowling and live music by The Juan & Only. There are multiple ways to participate:

  • Register as a Team Sponsor for $500 and your team of four will receive two hours of bowling, shoes, pizza and refreshments. Team themes and costumes are encouraged. Prizes will be awarded for best team theme and highest team score.
  • If you’re interested in supporting the event without bowling, register to be a Lane Sponsor for $300 and you’ll have your logo displayed electronically at one of the 14 lanes.
  • Register as a Social Attendee for $50 if you prefer to hang out, watch the bowlers, listen to the live music, and enjoy two complimentary refreshments.

Proceeds from both fall events will support multi-year scholarships for students affected by workplace injuries.

Visit sfmfoundation.com/events  to learn more about these fun ways to support a great cause.

About the SFM Foundation

Since its inception in 2008, the SFM Foundation has granted 232 scholarships totaling $3.7 million to help students pursue higher education thanks to the generous support from sponsors and donors.

The SFM Foundation provides scholarships for students whose parents were seriously injured or killed while working for Minnesota or Iowa employers. SFM Foundation is an affiliate of Kids’ Chance of America  in Iowa and Minnesota and is also known as Kids’ Chance of Iowa. To learn more about the cause, visit sfmfoundation.com .

 

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MN work comp law change regarding notice of non-emergency surgery

It’s now even more important for employers to notify their claims adjuster immediately if an employee requests a non-emergency surgery.

Minnesota workers’ compensation law changed recently to allow an employee to notify their employer directly of a request for non-emergency surgery. Once notice has been given, the employer or insurer has seven days to give a response to the request. In a previous version of the law, such requests had to be directed to the insurer by the health care provider.

Legal options available to employers and insurers for response include approving or denying the surgery, requesting additional information or a second opinion, or requesting an independent medical examination (IME).

 

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Get to know an SFM employee: Meet a member of our in-house bill review team

Kirsten Peterson
Kirsten Peterson

Kirsten Peterson has been a Medical Support Representative at SFM for two years, and in the workers’ compensation industry for 15 years. Kirsten is part of SFM’s in-house bill review team. We asked Peterson to share a little bit about her background and her role.

How did you get into workers’ compensation?
I just kind of fell into it by getting a temp job at a small workers’ compensation third-party administrator. I later got a job with a large pharmacy benefits manager. That’s where I learned a lot about medication and authorization and different rules for different states regarding medication. I still use that knowledge to this day, which is really cool. It’s kind of funny how it comes full circle.

How did you end up at SFM?
When I moved back to Minnesota, I made a list of the insurance carriers that were local and who had the nicest adjusters and SFM was at the top.

How would you describe your role in a nutshell?
A lot of what we do is processing medical bills, but a lot of people don’t know that we also educate medical providers to make sure they are billing us correctly and that we’re also paying them correctly. We also work closely with different state agencies to make sure that we’re following state-specific guidelines and rules. When we’re reviewing medical bills, we’re looking to make sure the bill relates to our injury. Sometimes we’re even identifying additional body parts or red flags in the medical records and passing that information on to the adjuster. They appreciate having us as their second set of eyes.

How is SFM different from other organizations you’ve worked for?
There’s a big sense of family, which I really love. Everyone is super kind, super friendly, super nice, very, very helpful. I love how close knit everyone is and you make relationships with people as you get to know them. We have a big focus on collaboration and learning from one another and teaching one another. I love having the opportunity to teach people on my team. Everyone’s feedback is heard and is welcomed. I work for an amazing team. Everyone’s super supportive. My boss is amazing. I love it a lot.

What do you like about your job?
I love that it’s completely different every single day. We have our basic set of tasks, but how you approach a bill is different from bill to bill and even claim to claim. I love provider phone calls because they keep us on our toes. Sometimes it’s a simple phone call wanting to know if the bill was received, and sometimes it’s a lot more complex.

What’s most challenging about your job?
There’s a lot of different state rules and regulations, so as we branch out into new states – which is really awesome and exciting – there’re new things that we have to learn, so we have to do the research. We have to reach out to other departments of labor and industry and make sure that we’re doing things appropriately, so that’s where it can get a little bit challenging.

What words of wisdom do you have for employers?
Make sure injured workers know to give our billing information right away when they go to medical appointments. If they don’t have a claim number yet, that’s OK. At least give our mailing address. That’ll ensure a smooth billing process, and they won’t get any unexpected bills sent to them.

Tell us a little bit about yourself.
I’m from International Falls, Minnesota, and I picked my college for their hockey team. I don’t necessarily recommend that as a method to choose your education, but it was also a good school (University of North Dakota). I have a 12-year-old nephew who does it all. I like to go to his hockey games, football games, baseball games, and now he’s a cowboy, so we keep pretty busy attending all of his sporting events, or if I can’t make it, my mom takes a video for me so I can cheer from afar.

 

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Companion moving to electronic delivery

SFM’s Companion magazine will be delivered via email only starting with the January 2024 edition.

“As more and more communication moves to electronic channels in many of the workplaces we serve, we felt the time was right to make this change,” said Vice President and Chief Communications Officer Andy Gebhard. “Discontinuing our print edition will allow us to place more focus on our online resources, and operate in a more environmentally friendly way.”

SFM will continue to send out the emailed edition of the Companion as it has for the past several years. Going forward, recipients of the electronic version will see no immediate changes.

In addition to the Companion email newsletter, SFM policyholders have on-demand access to a wealth of articles, downloadable resources, and videos covering a variety of workers’ compensation-related topics at sfmic.com.

 

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SFM Foundation awards 16 new scholarships, holds 2023 golf fundraisers

Fifteen years after the SFM Foundation began their mission to help make college affordable for students affected by work injuries, they’ve granted 232 scholarships totaling $3.7 million.

This includes $502,000 awarded to 16 new recipients announced in May. Six of these students are from Iowa and 10 are from Minnesota.

Over 125 scholarship recipients have graduated since the SFM Foundation’s inception in 2008, and there are currently 72 active scholarships. Scholarships are awarded regardless of the workers’ compensation insurer involved in the claim.

Thanks to the generous support of event sponsors and donors, the Foundation has been able to reach these families in need for a decade and a half.

The Foundation’s golf fundraisers are the primary source of fundraising for their scholarship fund, and 2023 was no exception. The Minnesota golf event has become one of the largest charity golf tournaments in the state. This year’s event on June 12 raised an astounding $125,000 for the scholarship program. The Iowa golf outing is a newer event and continues to grow each year. This year’s event on May 22 raised $45,000 for scholarships.

Mark your calendar for the Foundation’s annual fall fundraising online auction and in-person event  in early November.

The Foundation is always on the lookout for eligible scholarship candidates. If you know of a family who would qualify for an SFM Foundation scholarship, please direct them to sfmfoundation.com/apply .

About the SFM Foundation

The SFM Foundation provides scholarships for students whose parents were seriously injured or killed while working for Minnesota or Iowa employers. SFM Foundation is an affiliate of Kids’ Chance of America  in Iowa and Minnesota and is also known as Kids’ Chance of Iowa. To learn more about the cause, visit sfmfoundation.com .

 

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Join us for the 2023 SFM Foundation golf events

Registration is now open for the SFM Foundation 2023 Minnesota and Iowa “Golfing for Scholarships” fundraisers. The Foundation’s golf events are the biggest fundraisers of the year and pay for most of their multi-year scholarships.

Events will be held on the following dates:

Participate in the event by sponsoring, golfing or both. Sponsorship opportunities are available ranging from $750 to $10,000.

Space at both events is limited, so register early to secure a spot.

Funds raised at these events go toward scholarships for students whose parents were seriously injured or killed while working for Minnesota or Iowa employers.

For more details or to register, visit sfmfoundation.com/events .

About the SFM Foundation

The SFM Foundation was created in 2008 by SFM Companies, a regional workers’ compensation insurance group headquartered in Bloomington, Minnesota. SFM Foundation is dedicated to easing the burdens on families affected by workplace accidents. Since its inception, the Foundation has awarded 216 scholarships totaling $3.2 million. For more information, visit sfmfoundation.com .

SFM Foundation is an affiliate of Kids’ Chance of America  in Iowa and Minnesota.

 

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Warning: Using third-party bill pay services can delay payment

When you use a third-party service to pay your workers’ compensation premium, your payment can be delayed. If this causes a late payment, it can start the policy cancellation process.

To avoid delays, we recommend paying bills to SFM directly through the SFM website. When you pay on our website with your bank account, any installment fees are waived, and you can set up AutoPay so future bills are paid automatically on the due date.

SFM is not affiliated with any third-party bill paying services.

 

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Wisconsin loss prevention specialist recognized for service excellence

Carl Gruber
Carl Gruber

Wisconsin-based Loss Prevention Specialist Carl Gruber received SFM’s most prestigious service excellence award for 2022.

The Richard J. Marshik Service Excellence Award goes to one SFM employee annually who exemplifies the level of service that has become SFM’s hallmark.

Gruber’s passion and dedication to providing incredible service to policyholders, workers and his team helped earn him the award. He regularly goes above and beyond to ensure that all customers are 100% satisfied, focuses on building and fostering solid relationships, takes a hands-on approach, regularly offers coworkers assistance, communicates well with customers of all types, and has a positive personality that is “infectious.”

Gruber’s job is to help SFM policyholders reduce or eliminate workplace injuries. He offers each customer a truly unique experience that focuses on the employer’s individual risks. Policyholders rave about how easy he is to work with and how he’s able to motivate employees to work safely. His warm, enduring and sincere nature tears down any barriers or apprehensions. People take precedence over policy, resulting in a safer work environment for policyholders.

“Not a working day goes by where Carl doesn’t make me smile or feel appreciated,” said one of his award nominators. “The Dick Marshik Award is the ultimate recognition an SFM employee can receive. I don’t know another SFM employee that deserves such recognition more than my coworker and good friend, Carl Gruber.”

 

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