About SFM
Choose the work comp experts
Who we are
SFM is a mutually owned workers’ compensation insurance company headquartered in Bloomington, Minn. As a monoline carrier, we specialize in workers’ comp and are a leading carrier of work comp in the Midwest. We provide coverage to employers of all types and sizes based in Minnesota, Wisconsin, Iowa, Nebraska, South Dakota, Kansas, Indiana and Tennessee, and cover their operations in 26 additional states.
Keeping workers safe is our mission
Inspiring safer workplaces by protecting workers from harm and helping the injured recover.
Learn about SFM
Coverage and services
We offer workers’ compensation insurance to businesses of all types and sizes in 34 states.
Financial stability
SFM has a long track record of strong financial performance and an AM Best rating of A- (Excellent).
How we give back
Charitable giving and enriching the lives of those in need is essential to who we are.
Why choose SFM
We deliver better outcomes for agents, employers and injured workers by providing unparalleled expertise in customer service, injury prevention and follow through.
Widely recognized authority in workers’ comp expertise
Dedicated to helping injured workers heal and return to work
Services and resources to keep workers safe
Timely response to work injuries by SFM claims professionals
Easy to work with and superior customer service
Cost savings when partnering with SFM long-term
Make SFM your workers’ comp insurer
Find out for yourself why thousands of businesses choose SFM for their workers’ compensation needs.
