As the weather begins to cool, it’s a good time to remind policyholders about preparing for the dangers of winter weather.
Snow and ice create their own hazards, and policyholders should remain vigilant throughout the colder months of the year.
Slips, trips and falls
A leading cause of workplace injuries are slips, trips and falls. In the winter months, the risk of such injuries is greatly elevated. They can be severe, leading to fractures, head trauma or worse.
The costs of covering these claims can get expensive. Not only can it negatively influence the employer’s experience modification factor, but it also impacts agency and carrier results. SFM estimates the average winter slip-and-fall lost-time claim to be between $50,000 and $55,000.
Weather is a major factor in workers’ compensation. Slipping and falling because of snow and ice is one of the most common workplace injuries. But there are measures policyholders can take to help reduce the chance of injury.
Resources for policyholders
With a few reminders and some well-timed communication, policyholders can help employees stay safe and reduce the potential for claims.
A few basic tips for you to pass along include:
- Properly maintain your parking lot and walking areas
- Encourage employees to wear appropriate shoes for the weather
- Manage snow piles near walkways to avoid melting snow refreezing to ice
- In the case of a snowstorm, let employees work from home or reschedule, if possible
Remind policyholders to educate their employees about other winter safety measures, such as walking like a penguin, salting slippery areas, avoiding shortcuts, and stepping down (not out) from vehicles.
For additional resources to help curb the potential for winter injuries, check out what’s available on our website.