How your workers’ comp e-mod is calculated
Your experience modification factor (e-mod) has a major impact on your work comp premiums.
27 posts
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Benefits of a strong return-to-work program
Check out these steps to creating a return-to-work program. -
How SFM supports injured workers
Hear a specific example of how SFM's employees help an injured worker recover. -
Prevent litigation, stay in contact with injured employees
Here are steps you can take to help prevent a claim from going into litigation. -
Subrogation: When third parties bear responsibility for work injuries
Anytime you think a third party could be responsible for a work injury, let your claims representative know. SFM aggressively ... -
Strain and sprain injury effects on work comp claims
The second portion of SFM’s webinar discussed the effects on claims due to strain and sprain injuries. -
Handling workplace violence claims
Due to the types of injuries and issues that can that occur from workplace violence (concussions or PTSD, for example), ... -
Why return to work matters
Getting employees back on the job following a workplace injury benefits both the worker and the employer. -
Work injuries 101: Reporting injuries and supporting workers
Get the basics for what to do when an injury occurs at the workplace. -
How does a workers’ compensation claim affect my premium?
The e-mod takes into account three years of loss history, not including the most recent policy year, so that’s how ...
