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SFM Agency Manager (SAM)

Submit quotes for workers’ comp coverage and manage your SFM book of business.

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About SFM

Why choose SFM?

With a customer retention rate of 93% and AM Best rating of A- (Excellent), more than 35,000 employers choose SFM for their work comp coverage.

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Coverage and appetite

We offer coverage throughout the Midwest and beyond for a broad range of industries and premium sizes.

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Submit an application

The fastest and most efficient way to get quotes from SFM is online through SAM. Email is also an option.

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Frequently asked questions

Providing SFM underwriters with accurate and complete application materials helps to get a better picture of the employer’s operation controls. If you have additional information about an individual operation, please include it with your submission.

Required application materials include:

  • Completed ACORD 130 application
  • Currently valued three- to five-year loss runs
  • Experience mod worksheet
  • Additional employer details

Learn more about submitting applications.

In Minnesota, Wisconsin, Iowa, Nebraska, South Dakota, Kansas, Indiana and Tennessee. SFM’s payment plans are:

  • Premium greater than $5,000:
25% down and nine monthly payments
  • Premium from $1,500 to $4,999:
25% down and three quarterly payments
  • Premium from $500 to $1,499:
50% down and one semi-annual payment
  • Premium less than $500: annual pay
  • For direct billing, fees of up to $5 are added for each installment except for annual plans

Please note that higher premium levels also qualify for payment plans that lower premium levels are qualified for.

If you wish, yes. Otherwise, SFM will send a bill on a direct bill account.

You can find SFM’s rates in SFM Agency Manager (SAM), or call your SFM underwriter at 800-937-1181.

Yes, SFM’s online wage reporting option may be available for all types of policyholders with at least $1,000 in premium. Policyholders can review previous wage reports and invoices and can make online payments. An initial collateral deposit may be required and adjusted at renewal.

If a collateral deposit is required then the following guidelines will be followed with some possibility for adjustment, depending upon policyholder specific circumstances: monthly 15%; quarterly 25%; semi-annual 50%.

To enroll your client, contact your SFM underwriter or call SFM at 800-937-1181.

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