How your workers’ comp e-mod is calculated
Your experience modification factor (e-mod) has a major impact on your work comp premiums.
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Benefits of a strong return-to-work program
Check out these steps to creating a return-to-work program. -
How SFM makes the premium audit process easier
SFM has made several enhancements to our premium audit process to make things easy for policyholders. -
Why return to work matters
Getting employees back on the job following a workplace injury benefits both the worker and the employer. -
Work injuries 101: Reporting injuries and supporting workers
Get the basics for what to do when an injury occurs at the workplace. -
How does a workers’ compensation claim affect my premium?
The e-mod takes into account three years of loss history, not including the most recent policy year, so that’s how ... -
Workers’ compensation exemptions for Minnesota small-business owners and family members
What are the work comp exemptions for small-business owners and family members? Read on to learn about the laws. -
New employee safety: Get your new hires off to a safe start
Employees look to leaders and follow their examples, so it is crucial to include safety as a part of a ... -
Why employers should get to know medical providers
Even if workplace injuries are rare in your organization, there’s value in getting to know local medical providers. -
Strong hiring and communication processes can improve your bottom line
Here are some steps employers can take to improve workers’ compensation practices and save time and money.
